AirDNA vs Rabbu vs a 1007: Whose Revenue Number Does a Lender Trust?

Three sources, one question: will the lender underwrite it?

AirDNA and Rabbu both estimate STR revenue from comparable listings; a Form 1007 puts a licensed appraiser’s signature on a comparable-rent schedule. For loan qualification the question isn’t which is most accurate in the abstract — it’s which one your target lender will actually underwrite.

Mapping each source to acceptance

Form 1007 is accepted almost universally because it comes from a licensed appraiser. Data projections (AirDNA or Rabbu) are accepted directly by STR-specialist lenders that allow a market projection — and they weigh the comp count and radius behind the figure. Other lenders accept the data only when it’s expressed through a 1007 addendum.

AirDNA vs Rabbu — practical differences

• AirDNA — broad market coverage and Rentalizer address-level estimates; widely recognized by lenders and appraisers.
• Rabbu — free address-level projections; useful for a fast first read.
• Either way, a conservative number with a high comp count in a tight radius underwrites best.

What we do

We surface a projection with its comp count and radius and show which lenders accept a market projection vs. require a 1007 — so you pick the source your lender will take, not the prettiest number.