Company
Press & Media
We publish original data on where short-term-rental investing pencils and is legal — useful for reporters covering the 2026 STR-regulation wave. Reach our team for data, commentary, or fact-checks.
What we can speak to
- The 2026 STR-ordinance wave and its effect on investor financing.
- How night caps and permit rules change a property’s DSCR and fundability.
- Our STR DSCR Feasibility & Legality Index — where Airbnb investing still pencils and is legal.
Media contact
Press inquiries: press@nightyield.com. We welcome fact-checks and will share methodology and dated source data on request. Brand assets, boilerplate, and a fact sheet are in our Press Kit.
Frequently asked questions
Can I get a DSCR loan on an Airbnb with no rental history?
Yes. 9 of the 10 STR lenders we track qualify the loan on a market revenue projection (AirDNA/Rabbu) or an appraiser’s Form 1007 short-term-rent schedule, so no operating history is required for many programs.
What down payment and LTV do STR DSCR loans require?
Most STR DSCR programs want 25–30% down (70–75% LTV) — slightly more than a long-term-rental DSCR loan, reflecting the variability of nightly income. A stronger cap-adjusted DSCR and credit band can unlock the higher-LTV tier.
What DSCR do STR lenders require?
Most set a floor around 1.0 on the cap-adjusted DSCR (revenue ÷ PITIA). Some offer no-ratio or sub-1.0 STR programs at a premium for thinner deals. The engine shows your ratio against each lender’s specific floor.
Are you a lender or a broker?
Neither. NightYield is a marketing and lead-referral service. We don’t originate, quote, or negotiate loans — we compute the feasibility truth and, if you ask, connect you with STR lenders who fund Airbnb income.
How current is this information?
Revenue and rate figures render from the data layer with an “as of” date; STR legality is re-checked on a monthly minimum and on ordinance events, because stale legality is worse than none. Every status shows when it was last checked and a source to verify.
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Free · No credit pull · Legality included · Not a call center.
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