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The hero tool

Will your Airbnb cash-flow, is it legal here, and who’ll fund it?

One address fuses four checks no one else answers together — projected revenue, STR legality, your DSCR, and lender acceptance — into a single honest verdict card. Free; the ranked lender list reveals after a short form.

  • 1. Projected revenue

    Comparable nightly revenue for the bed/bath/type within a radius, trailing 12 months.

  • 2. Legality + cap adjustment

    The city’s current STR rules — and a revenue haircut for any night cap, before DSCR.

  • 3. STR DSCR

    Cap-adjusted monthly revenue ÷ PITIA at the STR-overlay rate, 70–75% LTV.

  • 4. Lender acceptance

    The STR lenders whose DSCR floor you clear and who accept projected income.

STR Feasibility EngineRevenue × legality × DSCR × lenders

We check the city’s current STR ordinance — caps, permits, primary-residence rules — and adjust revenue for it.

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Free · No credit pull · Legality included · Not a call center

Why it’s uncopyable

The legality data decays monthly — so incumbents’ pages are already wrong.

No one else fuses revenue feasibility × STR-legality × DSCR-qualification × lender-acceptance in one tool. Every run feeds our first-party flywheel — real addresses, modeled-vs-actual revenue, and an emerging-market signal.

Legality: Short-term-rental rules change frequently and vary by city, county, and HOA. Legality shown reflects publicly available sources as of the date displayed; it is not legal advice or a permitting determination. Confirm current rules, permits, and HOA/condo restrictions with the local jurisdiction before purchasing.

Revenue: Projected revenue is an estimate from comparable listings and is not a forecast of your results. Lenders independently verify income, typically via appraisal (Form 1007/1008) or 12-month statements. This is not a loan decision or offer.