modern luxury cabin of black timber and glass in Broken Bow, Oklahoma

STR-legal

Short-term rental laws in Broken Bow, OK

The Broken Bow / Hochatown cabin market operates with light county-level registration and lodging-tax collection and no night cap, underpinning its rapid STR growth.

Last updated 2026-05-15·Source: Town of Hochatown / McCurtain County lodging registration

The current rules

What Broken Bow actually requires

The newly-incorporated Town of Hochatown and McCurtain County apply light registration and lodging-tax rules to cabins.

There is no annual night cap; regulation centers on septic, safety, and tax collection.

Projected cabin revenue is not haircut for legality, though buyers should confirm septic capacity for occupancy claims.

Does it still pencil?

A $595,000 3BR at 25% down

1.53×cap-adjusted STR DSCR

Pencils — 9 STR lenders clear the floor at this ratio.

Run your Broken Bow address

FAQ

Broken Bow STR-law questions

Is short-term rental legal in Broken Bow?

The Broken Bow / Hochatown cabin market operates with light county-level registration and lodging-tax collection and no night cap, underpinning its rapid STR growth. (Source: Town of Hochatown / McCurtain County lodging registration, as of 2026-05-15.) Always confirm current rules with the jurisdiction before purchasing.

How much does an Airbnb make in Broken Bow?

A typical 3-bedroom projects around $70,000/yr from 17 comparable listings within 1.5 mi, trailing 12 months (AirROI + Rabbu comps). Revenue scales with bedroom count and amenities; lenders verify via Form 1007 or operating statements.

Do Broken Bow lenders accept projected Airbnb income?

Yes — 9 STR-specialist lenders qualify on a market projection or a Form 1007, so you can buy before you have a rental history. Run the address to see which clear your DSCR.

Will the rules in Broken Bow change?

Likely — STR ordinances are moving city by city in 2026. This page was last checked 2026-05-15; we re-check on a monthly minimum and on ordinance events. Confirm the current rule with Broken Bow before closing.

Can I get a DSCR loan on an Airbnb with no rental history?

Yes. 9 of the 10 STR lenders we track qualify the loan on a market revenue projection (AirDNA/Rabbu) or an appraiser’s Form 1007 short-term-rent schedule, so no operating history is required for many programs.

What DSCR do STR lenders require?

Most set a floor around 1.0 on the cap-adjusted DSCR (revenue ÷ PITIA). Some offer no-ratio or sub-1.0 STR programs at a premium for thinner deals. The engine shows your ratio against each lender’s specific floor.

How current is this information?

Revenue and rate figures render from the data layer with an “as of” date; STR legality is re-checked on a monthly minimum and on ordinance events, because stale legality is worse than none. Every status shows when it was last checked and a source to verify.

Broken Bow feasibility All cities STR → MTR pivot

Legality: Short-term-rental rules change frequently and vary by city, county, and HOA. Legality shown reflects publicly available sources as of the date displayed; it is not legal advice or a permitting determination. Confirm current rules, permits, and HOA/condo restrictions with the local jurisdiction before purchasing.

Revenue: Projected revenue is an estimate from comparable listings and is not a forecast of your results. Lenders independently verify income, typically via appraisal (Form 1007/1008) or 12-month statements. This is not a loan decision or offer.

Run a Broken Bow address before you buy.

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